PhonePe Personal Loan 2024 Apply Now

PhonePe Personal Loan 2024 : Today, everyone uses PhonePe, a mobile application for digital transactions. Although you may also use it, did you know that PhonePe also allows loans in collaboration with third parties? PhonePe offers a personal loan that is very easy to take. This means that if you need a personal loan, you can get it। You can get a loan approved of up to Rs. 5 lakh simply sitting at home within 10 minutes.

PhonePe Personal Loan 2024 के लिए आवेदन करें

However, in order to apply for Phonepe personal loan, you must possess knowledge relevant to the loan. It doesn’t matter if you don’t know about it, We will also teach you how to apply for PhonePe personal loan online and how to get one। will provide detailed information about this. साथ ही, हम आपको Phonepe Personal Loan की योग्यता, ब्याज दर, आवश्यक दस्तावेजों के बारे में भी बता देंगे। You stayed here until the end for more information.

How to get personal loan on PhonePe?

We must inform you that you cannot obtain a loan from PhonePe directly if you wish to do so। Third-party applications are used by PhonePe to approve the loan। For PhonePe Personal Loan, you will have to download the partnership company’s app and apply।

PhonePe Personal Loan is available through a number of applications, including Flipkart, Kredit Bee, MoneyView, Bajaj Finserv, Navi and Payme India। To get a loan from PhonePe, you must first register in PhonePe Business App. Then, you can download any partnership company app from Google Play Store and apply for the loan। Next, this platform will grant you a maximum loan of Rs. 5 lakh.

PhonePe Personal Loan 2024 ब्याज दर

The interest rate of phone pe personal loan depends on the terms and conditions of the third party application। You will be required to pay the interest rate according to the terms and conditions stated in the application for PhonePe Personal Loan।

Suppose you apply for a loan from Money View, you might have to pay up to 15.96% interest। Apart from this, you will have to pay a processing fee of 2 percent to 8 percent। You can get a loan on Money View for 3 months to 5 years, and other applications may have different terms and conditions.

PhonePe Personal Loan 2024 Eligibility

To take loan from PhonePe, you have to agree to some terms and conditions which are as follows –

  • PhonePe Personal Loan is available only to Indians.
  • Before you can get a personal loan from PhonePe, you must be 21 years of age or older.
  • You must have all of the KYC documents.
  • EKYC, which means that your Aadhaar number should be linked to your mobile number, is required.
  • You must have an active bank account and the Aadhaar number should be linked to it.
  • Your bank account and PhonePe should be connected to your mobile.
  • Phone Pe loan can be applied for by salaried individuals and self-employed individuals.
  • You should have an income certificate and your monthly income should be at least Rs. 25 thousand.
  • For a personal loan, a high CIBIL score is required.
  • You should not be a defaulter and have a good record of financial transactions.

PhonePe Personal Loan 2024 के लिए आवश्यक दस्तावेज

To get a personal loan from PhonePe, you must have the following documents:

  • Aadhaar Card
  • pan card
  • financial account
  • bank report
  • salary cut
  • aadhaar-linked mobile number
  • a selfie
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How to apply online for PhonePe Personal Loan 2024 ?

If you are unfamiliar with applying online for PhonePe Personal Loan and do not know how to apply, then you can apply for the loan in just a few minutes by following the process below—

  • First, PhonePe App must be downloaded from Google Play Store.
  • After this, you will have to enter your mobile number to register in the app.
  • After that, you will need to connect your bank account using UPI ID.
  • You will see the option of “See All” in your dashboard next to the Recharge & Bills option; you must click on this option.
  • After that, you will see the names of some third party companies under “Recharge & Pay Bills”, including Bajaj Finance LTD, Buddy Loan, Home Credit, kreditbee, Moneyview, Avail Finance, Navi, etc., from which you want to get the loan। Yes, it must be picked.
  • Download this app from Google Play Store if you want to get a loan from Moneyview.
  • After that, you will need to open it and log in with the same number you used to register on PhonePe.
  • Now you will be presented with a new page on which you will be required to fill out a form where you will have to provide some personal details.
  • You will have access to all personal loan options; under Select Your Loan Plan, you can select any plan that you like.
  • After this, you will have to upload the required documents and enter banking details etc।
  • Following this, the loan amount will be promptly transferred to your bank account as soon as it is approved.


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